Primary Objectives of ACS in the Banking and Financial Sector

• Strict Zoning and Multi-Level Access (Zone Protection): division of the facility into zones with different access levels (Public Zone ➔ Service Premises ➔ Cash Node / Server Room ➔ Depository / Valuables Storage).

• Multi-Factor Authentication (MFA): mandatory combination of 2-3 factors (for example: Secure Mifare DESFire Card + PIN Code + Biometrics (Face ID / Fingerprint)) for access to high-risk zones.

• Two-Person Rule (Dual Control / Two-Man Rule): preventing the opening of vaults, depositories, or cash airlocks by a single individual — requiring simultaneous or sequential reading of credentials from two authorized employees.

• Anti-Panic and Anti-Passback: strict control of passage sequence, eliminating card transfer or re-entry using a single credential without a recorded exit.

• Centralized Real-Time Monitoring and Audit: maintaining an irrefutable log of all events, unauthorized access attempts, and integration with the bank’s central situation center.

Specialized Solutions and Hardware Complexes

We build systems based exclusively on certified equipment from leading global brands (Bosch Security Systems, Honeywell, Nedap, HID Global, SALTO, Suprema, Gunnebo):

1. Airlock Cabins and Interlocking Systems (Interlocking / Airlock Systems)

• Airlock cabins for entry to cash nodes and vaults: automatic control ensuring only one person is present in the airlock, weighing, metal and weapon detection, and blocking of the second door unit until the first is fully closed.

• Collection airlocks: automated passages for collection teams with identity confirmation through an operator and biometric verification.

2. Biometric and Mobile Secure Access

• Multi-biometric terminals (Face ID + 3D Fingerprint + Palm Vein): palm vein pattern or fingerprint reading combined with 3D facial recognition with anti-spoofing protection (Liveness Detection).

• Secure cards and smart identifiers (HID Seos / Mifare DESFire EV3): use of keys with AES-128 encryption, completely eliminating cloning or data reading by intruders.

3. Automated Depository and Cash Control

• Electronic depository boxes (Smart Safes): client access to a box only upon simultaneous confirmation of access rights by a bank employee and independent biometric verification of the client.

• Time delay locks (Time Lock / Time Delay): software locking of vault or safe doors for a specified time during non-business hours.

Advantages of Smart Security Solutions

• Compliance with NBU Requirements and International Standards:

  • Full compliance with NBU Resolutions regarding the organization of security and technical fortification of banking institutions in Ukraine, as well as PCI DSS requirements for processing centers.

• Deep Integration with Security Systems (PSIM / VMS):

  • With video surveillance (CCTV): instant linking of video archive to each card reading event or access alarm. During an alarm, a PTZ camera automatically focuses on the access point.

  • With security and fire alarm systems: automatic locking of the depository or cash areas during intrusion alarms and instant unlocking of evacuation exits during fire.

  • With the bank’s HR / ERP systems: automatic time and attendance tracking and instant revocation of all access rights upon employee termination.

• Protection against cyberattacks and fault tolerance: use of autonomous controllers with local memory (which continue to operate even during network interruption) and OSDP v2 (AES-128) communication channel encryption.

Project implementation stages

1. Pre-project audit and premises categorization: assessment of risk zones, analysis of bank security requirements, development of access matrix, and formation of technical specifications in accordance with NBU standards.

2. Design (PD, RO, SCS, ACS documentation): development of controller, reader, and airlock placement diagrams, backup power and network route calculations.

3. Installation and protected network deployment: installation of non-combustible cables (LSZH/FRNC), installation of electric bolt/magnetic locks, airlock cabins, and readers.

4. Programming and commissioning: configuration of ACS servers, access rights differentiation, setup of two-person rule, anti-panic scenarios, and connection to the central monitoring station.

5. Certification, training, and service: handover of the facility to the bank’s security service, personnel training, provision of technical documentation, and 24/7 service support (SLA).

Need a Highly Reliable ACS for Headquarters, Depository, or Banking Branch Network?

Contact Smart Security specialists for professional consultation, facility audit, and access control system project calculation.